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tempnick5

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> for most though, a subsidized iphone 5 or galaxy s3 is a better option at $100 cheaper

Is it really, though? As an example, T-Mobile prepaid offers $30/month for unlimited data (5gb @4g) & SMS, plus 100min voice. Poking at ATT's site the most comparable contract plan I see for iphone 5 is about $90/month. That's over $700 more out of pocket in a year if you go with the subsidized phone.