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sulife

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It's business 100 to not waste money. If 1% is not a lot to save you have a hobby, not a business. I do see you enjoy using every service imaginable. I imagine you are building your dumb idea on top of Amazon SES or sendgrid. And you even used some other dumbass start up to make an email submit form for new startups. You're a pro.

Sorry for being honest. Would you prefer:

Stripe is an amazing service and their founders are amazing people. I wish I could blow them, but they probably wouldn't even let me b/c the VCs are already all over that. On the other hand, for people who enjoy saving money, becoming PCI compliant and saving 1% + trans fees is another alternative and there are numerous tutorials available to help anyone do that within a few hours even if you are severely autistic.

You can negotiate all those BS fees to $0. For example.. I pay 0.1% + interchange. $0.05 per transaction gateway fee and $0.10 cc trans fee (includes AVS). $5/mo base fee. NOTHING ELSE (well chargeback fees, everywhere has that).

You have no clue what you're talking about. I guarantee Stripe will charge you CB fees too.

Only way Stripe is worth the time and % they jack it up is if you do LOW volume.

edit: 5 seconds in google and Stripe charges $15 for a chargeback, same as Chase. Basically paying Stripe 1% + another $0.15 or so per transaction. NO THANKS! No one doing any type of CC volume would be dumb enough to give that $ away.

Or spend a few hours, get a merchant account through a bank and authorize.net with much lower fees and a pretty standard API. Tons of classes to use authorize.net with and super simple... no point of adding ANOTHER layer... charging with a merchant account is trivial.

Tons! Charge their competitors to run out of budget and/or give up advertising on FB.

A lot of people also have bots to see who/what is advertising on FB to see what is working, what ad text people are trying, etc. Mostly aff marketers trying to stay ahead of the game. There are also SaaS companies scraping ads and landing pages and selling that data.

I'm sure there are other reasons as well...