HN user

sandeeps_

25 karma
Posts0
Comments32
View on HN
No posts found.

It's possible to create a twitter account without a phone number. You'll initially get suspended and get an email stating why. Just reply to that email (open a ticket) and they will approve the account without a phone number.

Do you mean the account should have 600k at the time of kid starting college? Does the 600k include gains from the investment in 529 or is it just the principal?

> I don't have any debt, I just have a really pathetic savings rate and a really low net worth compared to nearly everyone I know, including folks that didn't do "the grind" that I did. I'll probably not be able to retire or own a car, much less own a house someday.

Dude, please seek mental help. You have so many working years ahead of you. Stop worrying about owning a house. Start budgeting using something like YNAB and get your savings rate under control. Also get all the basic investment vehicles going: 401k, after tax Roth, backdoor Roth etc. You’ll do just fine.

Awesome! I have always been looking for a book like this. Thanks for sharing. A quick look at the book tells me that this is a handbook of different optimization techniques that can be used under different conditions. Do you know if there's a python/matlab version of the examples mentioned in the book?