salver4m

From the FAQ:

So, what’s the deal... are you really a bank?

We are not a bank. We work with partner banks (soon to be announced) to provide FDIC insured products. What this means for you is that your money is safely insured with our partners. Our wholesale partners provide the financial products, we provide the customer service and experience.

It's an interesting idea, but after 10 minutes of staring at the flashing screen, the only thing I got out of it was a headache.