HN user
In the case of Tapit NFC does not communicate with the OS or the apps of the phone. NFCcommunicates directly with the SIM card and the applets installed on there. You can actually have your phone turned off and Tapit will still work. (Source: I support the Tapit team)
I doubt that will be a problem. There is no incentive to get more children. Because the children will only get their own money once they become adults. And so they can't be forced to give up any of the money. So basically, if you are 18 and get the money, and your parent want you to pay money to stay at their house, you can just leave and rent your own place...
This refers to another constitution change: By strengthening the control of shareholders over payout for executives, they want to stop these extremely high bonuses. So this was a much less radical law change, that the 1:12 article would be.