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phasevar

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I use Humana. I'm single, 38, male, in good shape, non-smoker and I pay ~$180 a month for health insurance.

Get a high deductible. A low deductible is nice as part of a group plan, but when you're not on a group plan you're just over paying for extras. Instead, get a health savings account (HSA) and save income (tax free) for the purpose of paying for your health services before you meet your deductible.

Keep your health insurance primarily for major issues. You want insurance there if you get cancer or you're involved in a life threatening accident. You're better off paying for the minor things with an HSA.

For International travel, get travelers insurance. I spend a lot of time in Asia and I use FrontierMedEx. They'll pay your doctors fees in cases of an emergency and will fly you back to the US if you need major care. You only pay for travelers insurance while you're traveling and it's reasonably cheap too. I pay less per month for FrontierMedEx than I do for Humana.

Good luck!

100% of my income comes from freelancing. I build web apps and APIs in Node.js. I charge an hourly rate and I bill once every 14 days. I only take on projects that are going to be at least two months in duration and I give my clients 14 days to pay after being invoiced.

I don't usually have much spare time, although it's not because of my billing practices.

If you're doing projects that are only going to last a week or two, just get 50% up front and 50% on completion.

[dead] 13 years ago

Does it have Google Reader API compatibility? I have an app on my iPhone that uses the Google Reader API. I want something that will work with it.

Go is a tool that Google is using to reduce its development costs. It's not something they're looking at from a profit perspective. If it does it's job and makes their development process faster and easier then they have no reason not to keep supporting it. If it doesn't do its job then it's a clear sign that you might want to discontinue using it too.

So far, from what I've seen, companies who use it love it.

I think it's a safe bet that it's not going away and will only get better.

Twitter and social sharing doesn't fit my use case.

I want to be able to scan all the articles on Hacker News even if I can't log onto Hacker News for days at a time. There's useful information here that I want access to but I can't be at my computer clicking reload on the Hacker News homepage every 30 minutes.