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omegadeep10

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From FAQ - "No, the living wage currently does not factor in savings, leisure expenditures, emergency expenses, or other cost categories beyond basic needs. We are open to partnerships that explore this question."

In Atlanta GA, for 2 adults (both working) and 2 children you would need a combined annual income of $103,459 just to meet basic needs according to this data.

I work at at a large health insurance company, though not involved in decision-making around annual exams or rate-setting so take that as you will.

A lot the decision-making we do is around trying to improve the health outcomes for large populations of members at scale. When dealing with millions of members, interventions that require lots of effort and time are hard to scale up. If the data shows members with annual checkups have better health outcomes on average than members without annual checkups, that is something that's relatively cheap and easy to do with potentially significant impact.

There are other benefits to annual checkups as well - catching an expensive condition early can be the difference between a $100,000 episode of care vs. a $10,000 episode of care.

To be honest internally I've noticed the tide is shifting on annual checkups. Physician time is limited and every slot is valuable. I believe we're currently exploring virtual care options as a better alternative.

I too was happily paying for my personal plan.

Recently they have been hiring aggressively and expanding their templates for specific use cases. Coming from a cynical HN perspective, this looks like another promising startup falling into the vicious cycle of using VC money to fund hyper growth.

However their founder Ivan Zhao has been outspoken about not taking more VC money than necessary, and creating sustainable growth. So for now I'm approaching this news with cautious optimism.

I agree with this as well. Products like this seem to be designed primarily for well-structured and lovingly maintained databases. If you are lucky enough to have one of those, congrats!