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nps1

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Actually it depends on the Product you are selling. The more confusing the Product portfolio, the more the consumer needs a chat feature. Also, a product which is of ancillary type needs persuasion to be sold to consumer where it needs chat feature the most. If most consumer lands in the page and know what he/she needs, there is obviously no need for such feature.

What I meant is most of the Large Organizations are now using Workday which is a SaaS based solution and generally considered modern version of PeopleSoft on the HR solutions side. Many large companies are also moving away from SAP and Oracle on ERP side of things to Workday Financials too but at a slower pace.

I thought the whole point of Bitcoin and similar cyber coins is a decentralized system. But it appears it is not the case. Still the infra is controlled by certain large private corps. Some of them known to Public and some are not. What if this controlling entity which has access to the code commits purposefully did "exploit commit" and take the money out of the system or what not. All it took is couple of approvals to a pull request. This is centralized system to the core.

You are removing one problem with another. In FIAT govt control flow of money. In bitcoin, you give that control to some private companies who manufacture mining rigs and energy producing companies. Except, the cost of the alternative is you see increase in price of silicon tech and energy costs for regular use. I bet the supply chain issues you are seeing now a days with silicon products and high cost of crude can be attributed to increase in price of bitcoin.

May be facebook is jeopardizing Apple-Google deal.

https://www.bloomberg.com/news/articles/2020-10-20/apple-goo...

People are forgetting that Apple itself is playing monopoly by only allowing Google to target users by making backroom deals and not allowing other players. Basically, Apple sided with Google here instead of Facebook. Also, like you mentioned it is just privacy focused branding and it doesn't necessarily actually provide privacy.