Spinning disks have enough rotational momentum to keep spinning (which keeps the heads floating) for long enough to park the heads via a weak spring, with zero electricity. A head crash doesn't corrupt a few sectors so much as cause catastrphic damage - that disk would likely never read another sector again. Properly-functionioning spinning disks haven't had issues with random data loss on power failure for at least a decade now.
And your impression of cheap SSDs is dead, flat wrong. They're cheap - every unnecessary part is left off to save money. And we've all (all of us who pay attention) known for years that SSDs (even some with power fail protection) will lose data (even bits which it has reported to have sync'd) on power loss.
A UPS is not enough, if you need to have your data, you need multiple layers of backup, and an SSD must have some method of writing out voltatile data (mostly internal metadata, not cache) before it shuts down.