malteof

Did you not read the parent? Talking through your problems with another human being alleviates the feeling of loneliness.

What. They were so good! What did you not like about them?

Well, the Buddhists are more optimistic than that! They have lots of techniques and ways of thinking to reduce suffering. I recommend reading up on their life philosophy, they’re far from nihilists.

You’re talking about mobile games. I have to kids, 4 and 6, and the only games we’ve introduced them to are 1) board games and 2) Nintendo Switch games. This largely avoids the problem (for now!)

[Citation needed]

The world is controlled by the Illuminati. Prove me wrong.

They need to explain themselves to shareholders (why did they hire so many people in the first place, expensive) and employees (so that people want to keep working there also in the future).

I’ve been using Keepass for a while, it’s great.

Elon is the wealthiest man in the world

Second wealthiest now…

Same! iPhone 12 on latest iOS.

It sounds like you really want it to be vaccines even though not much seems to be pointing towards that conclusion, be careful to avoid a bias. The article mentions cancer and cardiovascular chronic diseases.

No, I can't be bothered to learn piano scales. I expended my mental capacity for it on guitar already.

It’s a lot easier on the piano. The keys are laid out as sheet music, very convenient if you know a bit of music theory.

Can confirm - our daughter started walking to Kindergarten about 9 months ago and she just turned 5 a few weeks ago. She’s very proud of her independence, you can see it does something good for the kids.

You can also read the post as “out of all Indian devs (who on average tend to be cheaper than devs from most other countries), hire the bottom of the barrel”. I doubt they meant that all Indian devs are bottom of the barrel.

Many people and brokerages went broke in a matter of a minute.

I was here then as well, I somehow doubt many people went broke... It only went from being pegged at 1.2 dropping to around 1.0 as far as I remember. How would this cause anyone to to broke?

Warren Buffet is wealthy for a reason.

Is it because of luck? Not trying to be silly, but how would you truly know it isn't just luck? E.g. read Fooled by Randomness for more background.

That's fine as long as you don't try to draw any conclusions from your anecdote :-)

What's the rationale for 1-3? I don't understand why they would be good ideas.

Not what he said though... He said it has no value for him - presumably since he doesn't have AIDS.

Scuttlebutt?

Surely you're the one getting this backwards somehow? You're talking about privatisation, but the OP discusses deregulation.

You don't mean to say that deregulation leads to more regulation, do you?

EDIT: Also, your thesis that using markets is inefficient due to more regulation, it sounds rather that you mean to say that more regulation is inefficient. How is this a failure of the market and not the state?

Hey, I work in insurance too - as a non-life actuary for the last almost 8-9 years. Your description is not at all how insurance works, and insurance is not a form of betting or gambling but really distinctly different. What it's really about is just risk pooling; my share of the risk pool is smaller than if I would keep the risk to myself.

Insurance companies don't mind insuring risks that they know will happen at some point, e.g. most property policies will have some claims, and life term contracts (as have been stated below) of course will have a claim at some point (unless the policy is lapsed). However, they have an idea of how often and how costly these claims will be, and through risk pooling diversification, this is lower (per policy) than the cost to the individual. Thus there is an incentive to buy the policy, and an incentive to sell it - as the difference can be made as profit to the insurer.

In addition there's a timing element to insurance: insurers take in premiums "now" for claims that will be paid out "later", so they can invest the money in the meantime. Large insurance companies may have $200bn investment portfolios.

EDIT: So the point is that flood insurance can of course be sold by private companies, however they know the risk is too high and won't offer competitive premiums. If we only had private flood insurance in the US, in the long term this would lead to people having to move to places with cheaper flood insurance. In this way it actively promotes people moving away from risky places (which I think is a good thing) - but it makes it difficult for people in the short term.

https://riot.im/ has an IRC bridge! It works quite nicely.

Have you tried Matrix (e.g. riot.im [1])? It even has an IRC bridge, for free.

[1] https://riot.im/

Not sure if this is true for Go. I'm not sure, but it seems to me that at some point a problem becomes "too complex" to solve. I.e. Go has about 2.08168199382×10^170 legal positions [1] and the number of atoms in the observable universe is only up to ~4×10^81.

I don't know if there are some theorems, thoughts, philosophies about whether this means it can't be solved, but at least it must be extremely difficult.

[1] https://en.wikipedia.org/wiki/Go_and_mathematics#Legal_posit...

Econtalk on interest rates are quite on topic, check out here: http://www.econtalk.org/archives/2015/04/scott_sumner_on.htm...