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lcarlson

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You can actually sue them if they do call you after you tell them not to for $1200 per violation. Is also illegal for them to call mobile phones. This technology actually cropped up because collection agencies are getting backlash from using robo dialers. I'd argue collection agencies are much more regulated than telemarketers. Google the FDCPA law.

On the contrary, I find that people stuff too much on the model because of rails. I've found that I much prefer very simple models to describe very fine grained parts of the data and use the controller for much of the tying of things together. You kinda of treat models as 'data components' if you will, mixing and matching them where needed in the view

Whatever your issue was, it most likely has to do with our query planning or lack of indexes. I've used sqlite with success on many gigabyte datasets.

This may be a bit off topic but I've found sqlite to be quite a powerful csv parser. Once posted you can manipulate the data in lots of ways. When you're working with reports that need to get back into some sort of table format, it's very intuitive and easy for SQL people.

As a React user, I'd be really curious to see what these benchmarks look like when you're dealing with larger, more complex projects. I was under the impression that React scales well when dealing with lots of nested components and diffing the updates for each.

No they're not lying that their partners do not want them to touch high risk merchant accounts. At the end of the day, stripe answers to a sponsoring bank, which is highly regulated and are usually very rush averse.

It's because of the higher than normal charge backs that stripe's sponsoring bank doesn't want on their books. There is also some reputational risk I'd imagine and plenty of shady actors trying to get underwritten

If your credit is messed up, you will have other issues to contend with besides erroneous addresses.

Side note: if you did have an outstanding debt, a collection agency might serve the wrong person. This could trigger a law suit... Or some sort grief for some undeserving person. :(