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karmanGO

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My first 14 years of driving was always with a manual car, after that I've driven an auto most of the time and 99% of the time I do miss the manual. After a while, it became, almost, automatic and wasn't much of a hassle in traffic or anything.

This makes sense. Something similar has likely happened with some apartment landlords as COVID hit big cities. Rather than lowering rents and triggering a re-valuation, they let occupancy slide but could argue that potential rent was still the same. Both of these cases do require that the debt has the valuation terms in it, which not all do.