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joelmbell

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A Better Git Flow 5 years ago

I think this makes a lot of sense. I usually use git in a completely different way when developing than I do when I'm pushing up code for others into a shared branch.

When developing my priority is to easily get back to a last known working state. This allows me to try out risky changes, and throw them all away if it doesn't work out.

When pushing my changes for PR, those working states I saved before may not be the best logically. I usually re-write my commits to break it into more logical chunks, that are easy to revert and easier for other teammates to digest.

Your inadequate credit score prevented you from being able to get a form of debt. Nobody is arguing thats not true.

And yes, cell phone subsidies are a form of debt because you are paying back the price of the phone built into the 2 year contract. If you buy the phone upfront then you can go month to month without needing to be tied into a contract.

So my point is consistent, if you plan on living debt free, the FICO score is being given way to much attention.

Wow, I guess my last post was unpopular here. Look into "Manual Underwriting" its definitely possible to get a mortgage without a FICO store.

My problem withe the FICO score is that it is not an indicator of financial stability. Its entirely based off of debt. If someone wants to live debt free, which most would argue is a great position to be in financially, you're actually punished by FICO. The system is broken, and everyones obsession with the FICO score just feeds that broken system.

If more people did things like Manual Underwriting, and tried to live debt free I think it would drastically help the entire system.

Totally agree. We all obsess about the FICO score way too much. If you plan on living mostly debt free then usually you don't even have a need for a credit score. There are ways to get mortgages if you want one even if you don't have a credit history.

I really love paper, but totally agree here. I've also noticed that while I scroll through on the bottom usually my thumb is covering up the content I want to see.

Maybe I just have big thumbs.

This is probably not the answer that your looking for but honestly if you absolutely need 1-2k over the next month find some stuff to sell.

You might have to get a little bit more crazy with it than you want to, but I think most people would be suprised how much stuff they don't actually "need".