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isclever

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You can buy a domain, put public NS servers on it for the only purpose of doing Letsencrypt DNS validation. Hint: Create root and wildcard (eg domain.ca and *.domain.ca) so you aren't leaking internal DNS records (not that it matters much).

You run an internal DNS server (Pihole + unbound is my combo of choice) which becomes authoritative for your internal LAN.

This boggles me when I see this option in any password manager (and I think every single one has this 'option').

Why do password managers let people store TOTP next to the password, this completely invalidates the 2FA of TOTP if your password manager get broken into.

For Canada, specifically Bell, they both an eye ball network and a transit provider. Bell has no incentive to peer at local IXs and "give away" part of their service (the eyes, as that is the lucrative part) when they can sell on the fact they are a large national network AND you can get access to their end customers as well.

Edit: clarification on the part that is more valuable.

My takeaway:

1. Setup up monitoring on your critical domains. UptimeRobot and Hetrixtools are good starters with generous free tier. You should know when your website/email/dns isn't working.

2. Don't tie your domain registration with your DNS provider. You lose everything if something goes wrong with your account.

3. Be able to jump ship easily, have backups of your zone, already know where you will transfer to.

My personal view of using Wealthsimple is a stepping stone, I've realise that I've throw away money to the banks with higher then needed MERs and Wealthsimple provide a easy way of transferring my money in and saving money now. When my portfolio is larger and I'm seeing a higher cost with them VS doing it myself I'll look into buying ETFs myself.

The lowest bank mutual fund in Canada that I've seen in from Tangerine at ~1% MER, are there ones lower?

Not only do you get on average better returns, you can do better even when they perform poorly since those funds (in Canada) can charge you anywhere from 1.5% to 3% of your portfolio in fees (MER), while an index fund could charge as low as 0.1%.

https://www.wealthsimple.com/ (I'm a customer) has recently expanded into the US from Canada and are one of a group of what is being called Roboinvestors which take these index funds and let you easily invest in them.

Wealthsimple adds on 0.5% fee which is still lower then active funds, my portfolio has a weighted MER of 0.64%.