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go_ghoti

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"Merchants are also given a business debit card for quick access to their funds and 1% cash back on eligible purchases – which means if you use the debit card, your fees are actually just 1.7%!"

What a stupid marketing point. If I use any mobile payment processor and then spend the funds with any credit or debit card offering 1% cash back, I achieve exactly the same savings. Paypal hardly has a competitive advantage here.