garyiwu

Even In-n-Out for a family of 4 is pushing $40 these days. Food costs add up surprisingly quickly even when you cook most of the time.

The $1200/month for entertainment/clothes/charity do seem a bit much if they leave you with a net cashflow of only $100/month.

The childcare figures are actually pretty in-line.

In our area (bay area suburbs), daycare for a 2-year-old is around $2000 a month excluding any extra babysitting. Preschool for a 4-year-old is around ~$1800. I can see how within SF proper they might be higher.