Ask HN: How to emulate a smartphone on a computer for banking apps? 2 years ago
added: For banking I use the Web interface in a browser on my PC (Linux or WIndows, both work).
There is absolutely no need to own a smartphone for banking
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I'm a bank customer in the EU without a smartphone. I have a dumb phone (think Nokia) and the bank will happily send me a traditional SMS for two factor validation, when required. Works everytime and no need for a smart phone at all.