dayk995

Yet another anecdote here but I have an 8 year old that had a "covid kindergarten" as her teachers call it.

She's now about to finish 2nd grade and is doing a summer reading program with her school because she's in the ~40% percent of her grade that are behind state standards. As her parent, I almost feel helpless here. I want her to enjoy reading. I try not to push her "too" hard at home to the point where it's a constant fight.

I think all we can do as parents is just educate our children on how to safely use these devices and teach them how to spot red flags: intrusive ads, bullying, scams, catfishing, everything else wrong with the internet.

If you block their exposure and/or don't trust them, they're going to rebel and it'll be counterproductive for everyone.

source: have a 7 year old daughter who does the exact opposite of what I ask her to do.

I admit I don't know how this all works. But just a few naive questions: if these folks are taking out loans backed by the shares of their stock, how do you repay that loan without triggering a taxable event (ie selling shares). If we as a society want to prevent this from happening, can the government force the banks to raise the rates on these types of loans so it becomes less attractive for these individuals. The US could then require that some % of that loan to account for taxes.

Right. It seems like we've finally settled down so starting the whole process again (interviewing, selling the house, moving, etc...) is something I'm not looking forward to. If the trend continues then it'll certainly have to be done.

Here is my current situation. I don't know if it'll help much.

I got a job about 4 years ago as a software engineer which required my wife and I to move to a new state (away from family). I actually wanted to move out of state which is why I applied for the job in the first place. We had no commitments. We lived in a small modest apartment. The first two years I received a raise and a bonus without me having to negotiate at all.

Within the past two years however, we bought our first house and had our first child. I have not received a raise or bonus these past two years. Now is the time I actually need it.

I fell into the trap. They were willing to pay to keep me here but now that I'm stuck here, they don't need to offer me an incentive to stay. I've lost my leverage when I bought a house and had a kid.

I was just thinking that. I only know of this product because it's so advertised on NPR. Time to replace these ads with something even more useless.