davzim

IANAL, but as far as I understand, since this month (nov 2025) the DFS (dep of financial services) requires all financial companies to have MFA in force for accessing IT systems (see regulation 500.12). Not sure how that applies to your situation, but maybe we see some positive movements in this area.

This reminds me of the movie "The Oxford Murders" with Elijah Wood, where a maths professor and their student argue if any pattern can be predicted by logic. Well worth a watch.