amkimian

SuperMemo looks dated (both the app and the web site) but it is very strong in the fundamental algorithms for learning and retention. The guy has been doing this for over 25 years! You'd do well to partner with him to produce a more modern offering based on his research than going alone. If I was serious about learning something I would live with his old school software because I'm really buying into the significant experience he has in the domain in question...

Remember that the FDIC is not funded by the government - it is funded by premiums that banks pay to get their "insurance". In this model SafeBank would have to pay a premium to the FDIC to get that insurance and as many small banks have found recently (when the premiums went up) those premiums are not insignificant. That's not to say that the government would not bail out the FDIC but to date there has been no reason to do so as they are completely funded by their clients...

[For SF] The Wundermap feature of weather underground does pretty much what you say here - http://tinyurl.com/6rxuxo (Zoom in a bit to get more stations/specific weather)