Dude. This comment of yours made me quite angry. I feel insulted, sort of like Dostoyevsky would feel getting writing advice from an average run-of-the-mill, unsuccessful chicklit writer. Also made me realize that I'm in a much better spot than you, and wouldn't trade with your position for all the money in the world.
Because it sounds like you're just clueless, or have the emotional intelligence of a teenager, or just lacking life experience. All of the things you mentioned are useless, some are harmful, to the point that I wonder what exactly was in your mind when you made this thread.
Was there a genuine desire to help? Then I should probably mail you a bank account. I'd use the money for people in need, not for myself. But I think it's more likely that you just felt some sort of a need for validation, that seems to be the main driving force behind it.