Tianning

I saw Hong Kong launched stablecoin. How would it be less volatile than bitcoin?

I built cross-border compliance Management info system dashboards at a Swiss private bank. The much more widespread reality is: entire nationalities and residencies get quietly moved to "do not serve" lists because the regulatory cost of serving them exceeds revenue. No public process, no appeal, no notice, you just can't open an account:financial exclusion most people never see.

Agree on the diminishing returns,the Opus 4.6 anecdote is a good signal