HN user
This! I switched to SwiftKey some 8 years ago and no matter how many phones I change, logging into my SwiftKey account ensures my typing experience doesn't change almost at all.
which company/org structure provides best guarantees against gradual, slow, multi-year rot that seems to take over everything?
I don't think any such guarantees exist, unfortunately.
When there is no more profit and only loss, I reckon. Shareholders would not be happy if they pulled out of a region because they can only make $1 over $10. If that $1 is profit, they'll want it.
Indian banks already allow this for some payment methods.