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Femtiono

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I'm not seeing a lot of people talking on the phone outside.

Texting in public was never an issue. Not sure what you mean here.

Questions like what song is running are mundane.

The advantages of qr code are still very limited. Restaurant menu? Sure. What else? Perhaps wifi code? Okay.

But what else really? Driving perhaps I can see that. Instead of adding are in the car I might want to wear an AR car version but what then?

I don't believe people will be willing to elwear any type of glasses if they don't have to every day. If you then don't have it every day it will not become a sane default.

Yes you can.

But smaller the profit, smaller the motivation to do it.

Bigger the profit higher the amount of other companies.

Too high of fees and people won't do it. And than upkeep costs also money.

Now you have inflation build in.

This has very little to do with stable :)

Hey stable coin here! Let me just take your money, deposit away securely and do that with minimum effort.

Said no company ever...

Instead they take your money, give you some coin and now have your real money and do shit with it.

And why? Because operating a company costs money and handling money costs money. And greed