What payment gateway do you use?

https://news.ycombinator.com/item?id=79066

by myoung8 • 19 years ago

14 6 19 years ago

news.ycombinator.com

For anyone out there (especially those of you riding the rails), what payment processing gateway have you/do you use? Would you recommend it to someone else?

Thanks.

mkull• 19 years ago

Authorize.NET (gateway) -> Paymentech (processor)

Riding the rails for http://www.revzilla.com

Yes, I would recommend it. Use the handy ActiveMerchant plugin. Do you have any special requirements? What is your expected transaction volume?

myoung8• 19 years ago

Nothing special. Eventually, it will be a relatively high transaction volume--in the hundreds of thousands of transactions per year, hopefully breaking 1M at some point.

Nicely designed site, btw.

carpal• 19 years ago

I've used many different payment processors both for my own ventures and for my day jobs.

Recommended: Google Payments

Tepid: Paypal, FirePay

Not Recommended: Authorize.NET, TotalTrans, 2Checkout.com

Paypal was the only one I'd done using Rails (the rest with PHP). It was a pain in the ass, but it was also 2005 and Rails was at version 0.13. There is probably a gem or plugin for it now (I implemented it by posting and parsing raw POST requests).

SwellJoe• 19 years ago

Agreed. Authorize.net is problematic. Not really because of Authorize.net, but because you have to tie it to merchant services--and every one I've used with Authorize.net has been uniformly awful. Everything is targeted to businesses with card reading equipment, rather than online processing--all of the folks at the merchant services companies are baffled by questions about online stuff (and Authorize.net refer you to the merchant services people for a wide array of queries). It's just a poorly matched set of tools.

API support for Authorize.net is excellent, though...that's the only reason I use it. Some weekend I'm going to convert to Google Checkout or something else.

brlewis• 19 years ago

Paypal, to give you one data point. I use Scheme. I don't know whether to recommend it or not since I haven't tried multiple gateways.

etheriau• 19 years ago

This thread may be of interests:

http://www.startupping.com/forums/showthread.php?t=284

What payment gateway do you use?

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