Ask HN: A service to process hundreds of checks?

https://news.ycombinator.com/item?id=4801391

by cdr2 • 14 years ago

3 7 14 years ago

news.ycombinator.com

Hello fellas,

I've this interesting question. My company accepts payments via checks also and recently we've started getting an increase of number of users who prefer to pay by check. As a result we've about 340 checks to process this month. I've been doing it manually at ATM and it sometimes takes me two full days to deposit all checks one by one.

Therefore my question - does anyone know a service that would automatically process checks for me?

jamesjguthrie• 14 years ago

Do you not have a bank with actual tellers inside?

cdr22• 14 years ago

Of course, I do have a bank. Do you mean that I can give the checks to tellers and they will do it for me? (All 340 checks? It will take the teller 2-3 straight days.)

lbcadden3• 14 years ago

Tellers will simply check the math on the deposit slip, make sure the checks are endorsed, they use a scanner to actually process the checks.

Check with your bank. Many have policies designed to increase revenue and do things like charge you if you use teller more than n times per month.

Why are you only depositing once per month (that is what it sounds like you are doing)?

Are you in the USA?

il• 14 years ago

Most banks will give you a check scanner you can feed checks into at home to deposit them.

dangrossman• 14 years ago

Any decent bank will offer you a check scanner [1] for a business account. A few also have smartphone apps where you just take a picture of the check, but the scanner's faster. Depositing them one by one at an ATM is crazy. Even before this modern tech, you wouldn't deposit checks one at a time, you just add them all up on a deposit slip and deposit them at once in an envelope.

Don't be afraid to talk to your bank. They have people working there every day just to help you with things like this. Ask your teller and they'll sit you down with someone.

1: https://www.pnc.com/webapp/unsec/Blank.do?siteArea=/pnccorp/...

Ask HN: A service to process hundreds of checks?

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