We built a crypto-reloadable virtual card: no KYC, 3-year validity, $100K/month

Hi HN,

We recently launched Kemycard.com, a platform for creating rechargeable virtual VISA/Mastercard cards that can be funded via crypto. The idea came from our frustration with existing services that:

- Require excessive KYC even for small spending limits - Block accounts without warning - Offer very low monthly transaction caps

With Kemycard, users can:

- Create virtual cards in minutes (no KYC required) - Load them with crypto, mobile money, or credit card - Spend up to $100,000/month per card - Use them on 99% of platforms (Google Ads, AWS, Netflix, Fiverr, etc.)

We’re now live after a long prelaunch, and we’ve added an affiliate system where partners earn $5 per card created by their referrals.

We’d love your thoughts:

- On the no-KYC approach (security, trust, legal angles) - On the market fit (most early traction has come from Africa and Latin America — curious how it resonates elsewhere) - On how we could improve trust and transparency as we grow

Tech stack: Symfony 7, PostgreSQL, AWS, Docker.

Happy to answer any questions.