Ask HN: Sources for $10K Seed Money?

It's occurred to me recently that many folks have great ideas—and the technical chops to pull them off—but lack the funds to be able to focus for a solid month to see them come to fruition.

Many of these folks don't live in a major city, don't have wealthy family, and don't have the option to go a month without income.

Are there sources for small-value (around $10K) grants or investments that these entrepreneurs can go to? Short of taking out a bank loan, that is.

I'm thinking of sources that make their underwriting decisions on the idea, and not on the personal credit or age of the founder.

There are many folks out there that could benefit from this, and I thought HN would be a good place to learn and share about them.