Ask HN: Should I apply to YC as a single founder?

Hi HNer's, I started working on an idea a bit late (and part time) and am debating whether I should apply to YC or not in this round (I actually filled the form partially but have not submitted it yet:)). I would probably get to a prototype level stage (which should be ok based on a question I asked earlier). But most importantly, it looks like I may not get a co founder - mainly due to lack of time (deadline is oct 19). I am a bit reluctant to find a co founder online. I would rather connect with someone already in my network (though I almost ended up typing an email to a fellow HNer who I dont know before backing out).

I am working on an idea related to financial modeling if you care.

I looked at the thread http://news.ycombinator.com/item?id=1192158 and looks like chances of getting selected even past the first stage are dramatically reduced if you are a single founder (they state as much in their FAQ). For those who were in the same boat and applied, was it worth it? Anyone else who has any perspective on it, please chime in.

Thanx!